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Development Credit Bank
Nepse quote: DCBL

Figures in NRs million

UNAUDITED FINANCIAL RESULT
As of fourth quarter fiscal 05 (4qF05)

Particulars
4qF05
2qF05
4qF04
Paid up Capital
160.0
160.0
160.0
 
General Reserves
11.4
11.4
11.4
Retained Earnings
9.3
9.3
9.0
Provision for Loan Loss
26.0
17.9
13.2
 
Total Deposits
1479.1
1343.1
1414.0
Total Borrowings
120.0
170.0
5.2
 
Total Credit
1395.9
1379.7
1189.7
Total Investments
28.8
32.8
45.1
 
Cash & Bank:-
404.6
335.0
387.5
Cash in Vault
3.4
5.4
4.3
Balance with NRB
27.1
24.6
14.5
Balance with Commercial Banks
374.1
305.1
368.6
 
Other Assets
63.4
61.1
44.6
Other Liabilities
27.1
67.2
54.1
 
Total Income:-
183.1
88.9
167.1
Interest Income
177.5
85.5
156.7
Other Income
5.6
3.4
10.4
 
Total Expenses:-
110.4
54.4
120.5
Interest Expenses
80.7
39.8
92.9
Operating Expenses
25.0
12.2
23.0

Other Expenses(Dep./Amortization)

4.7
2.3
4.6
 
Operationg Profit
72.7
34.5
46.6
 
Operating profit after loan loss provision
59.8
29.8
49.4

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